Next Home Buyer, Refinancing
Long gone the days where homeowners stay with the same loan for its entire lifetime. With so many options popping up in the market, there’s bound to be a better deal waiting for you. With APRA changes and RBA rate cuts, smaller lenders are more keen to keep up,...
Next Home Buyer, Refinancing
Looking to buy an investment property? Finding the right location is crucial to the success of your investment. Here are our top tips to help you choose the right spot. Tip #1: Ask us to explain your borrowing capacity Before you start shopping for your investment...
Next Home Buyer, Refinancing
If you think downsizing is a step backwards, think again. There are many reasons why downsizing has become a popular choice for homeowners, especially retirees. Let’s take a look. 1. Less maintenance and upkeep While larger properties offer more space, they also...
Personal Finance, Refinancing, Using a Broker
Refinancing could potentially save you on interest, so it’s worth regularly reviewing your mortgage. Here’s why it’s a good idea to use a mortgage broker to refinance, rather than going direct to a lender. Expertise you can trust The mortgage industry has gone through...
First Home Buyer, Industry News, Refinancing
In their most recent meeting, the Reserve Bank of Australia board has voted to cut the cash rate from 1 per cent to the record-low of 0.75 per cent. Australia has never seen such low rates before, but it’s all done in the effort to support the economy growth, which...
Industry News, Next Home Buyer, Refinancing
In the wake of RBA leaving the cash rate at 1 per cent, borrowers are hunting out bargain home loan deals. With such a pool of value rates, you have an amazing opportunity to refinance your mortgage. Such rate cuts and availability of bargain deals from smaller...